Your Mortgage & Home Renovations: What You Should Know

There are many options when it comes to utilizing your mortgage to secure funds for home renovations. You could simply adjust your personal finances and save up, but that could take a while and your mortgage is a perfect asset to leverage in this scenario. We often...

5 Dos & 5 Don’ts When It Comes to Selling Your House

While the market right now is moving fast, this can change overnight. Still, there are some general best practices to follow when selling your house. More importantly, there are a number of mistakes you should avoid when selling. Here is our selection of the top five...

7 VA Mortgage FAQs – What Veterans Need to Know

If you are looking to get a VA mortgage, you probably have some questions. With a life decision like this, you want to be as educated as possible to avoid mistakes along the way. The US Department of Veterans Affairs offers a variety of resources and here are some...

5 Home Design Trends Evolving During the Pandemic

The pandemic has changed multiple aspects of all our lives. From where we can and can’t go, to the common goods, like gloves and masks, we need on a regular basis. One thing that has truly evolved is home design trends. 1. Home Offices People may have worked from home...

Home Equity vs. HELOC: What You Need to Know When Refinancing Your Mortgage

When you are looking to refinance your mortgage, you may be considering between a home equity refinance or a home equity line of credit (HELOC) refinance. Both offer pros and cons but ultimately, you will need to understand them both in detail to create a refi plan...

5 Home Buying Tips So You Don’t Waste Your Time & Everyone Else’s

The process of buying a house can be overwhelming to many. While you might start the process with your dream home in mind, the reality is that your dream house might be out of reach given your current financial situation. That doesn't mean you can't buy a home, just...

6 Strategies to Consider When Refinancing Your Mortgage

When it comes to refinancing, sometimes it's not just about getting a lower monthly payment. There are many strategies you should consider in order to maximize the value of your mortgage refinance. Refinancing Strategies Rid Mortgage Debt Quicker - When refinancing,...

The 5 Primary Types of Private Mortgage Insurance (PMI)

You may need to pay for private mortgage insurance (PMI) if you’re applying for a conventional loan. PMI allows you, the buyer, to put less than 20% down when purchasing a home. This policy is meant to protect the lender if the buyer stops making their loan payments....

What to Expect After You Make an Offer on a Home

So you've made an offer on a home you would like to buy. That means you've been preapproved for a mortgage, you've found your real estate agent and you have selected a mortgage company that you would like to work with - now what? From making an offer to closing on the...

6 Common Types of Mortgages & Home Loan Options

If you are thinking about buying a house, understanding the mortgage industry and the many types of “products” is extremely important. Since it is likely you will be paying long-term, you are going to want to pick the best mortgage that meets your budget and needs....